More Individual Health Care Insurance
Dr. Ben Carson's ideas
on healthcare are intriguing. Recently, I stumbled upon a similar idea
from a brilliant young woman who is at the very epicenter of health
care billing and technology.
She explained that a fundamental
shift from group plans to individual plans is what's needed to effect
reform. She believes that group plans, which most of us seem to want,
are actually what's wrong with our current system. That without group
plans; health insurance would be sold individually like auto insurance.
Individual plans would result in "one" price and costs would come down
as consumers actually participated in their healthy care decisions.
Unfortunately,
the Affordable Health Care Act doesn’t take free market forces into
consideration and does little to fix the core problems of our current
bloated, disjointed and blotchy patch work of insurance and providers.
If Dr. Carson is right, maybe injecting free market principles into our
health care is what's needed.