Monday, March 4, 2013

More Individual Health Care Insurance

        More Individual Health Care Insurance

Dr. Ben Carson's ideas on healthcare are intriguing.  Recently, I stumbled upon a similar idea from a brilliant young woman who is at the very epicenter of health care billing and technology.

She explained that a fundamental shift from group plans to individual plans is what's needed to effect reform.  She believes that group plans, which most of us seem to want, are actually what's wrong with our current system.  That without group plans; health insurance would be sold individually like auto insurance.  Individual plans would result in "one" price and costs would come down as consumers actually participated in their healthy care decisions.

Unfortunately, the Affordable Health Care Act doesn’t take free market forces into consideration and does little to fix the core problems of our current bloated, disjointed and blotchy patch work of insurance and providers.  If Dr. Carson is right, maybe injecting free market principles into our health care is what's needed.